Plan Design Consultation A critical step in managing the costs associated with group health & welfare programs is the selection of the right plan design. Listed below are some of the steps we take to help your organization meet its objectives:
Steer a meeting with the key individuals to identify and/or develop the health & welfare plan objectives (financial and cultural) of the organization
Conduct a comprehensive review and evaluation of in-force plan design, employee demographics and current carrier(s) service performance and alternative design/program options
Source the marketplace to identify alternative plan design options that align with financial and cultural objectives of the organization (includes a rate/benefits coverage analysis of each option)
Provide guidance in the product/plan selection process and establish and action plan for implementation for:
Medical and Rx
Life Insurance and Accidental Death & Dismemberment
Short and Long Term Disability
Dental and Vision
Voluntary Benefits
Section 125 Plans
Health Savings Accounts, Flexible Spending Accounts and Health Reimbursement Accounts