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Creative Hairdressers, Inc. (Hair Cuttery, Vienna, VA
Lester D. Mardiks (General Counsel and Vice President)
"the program has caused our company to focus greater attention on managing
individual claims, with resulting savings. We have more control over the outcome
of our claims than we did with traditional insurance"
Urban Outfitters, Inc.
John Kyees, Chief Financial Officer
"Before joining Churchill, Urban Outfitters, Inc. was consistently disappointed with rising Workers' Compensation insurance premiums which did not reflect our normally strong performance in managing our Workers' Compensation expense. When The Addis Group suggested becoming involved in a captive insurance company we had some doubts. However, when we recognized the opportunity to control our own destiny and costs with the assistance of a very strong insurance group we gladly joined. We have experienced a substantial reduction in our actual Workers' Compensation annual expense and are pleased that our expense management is now being returned to us rather than to the insurance carrier."
Penn Emblem Company
Steve O'Grady, President
"Penn Emblem has been a member of Churchill for over 10 years and has realized significant savings in our insurance premiums during this time. In addition to the financial benefits, Churchill also offers outstanding educational opportunities, a network of valuable resources and other business related services to all of its members. They are very professional in the way they conduct their business. I could not imagine going through the annual insurance renewal process without Churchill."
Fessenden Hall, Inc.
Ray Jungclaus, Chief Financial Officer
"Joining Churchill in 1999 has focused and improved the safety and claims management efforts within our organization. These efforts have resulted in ongoing premium savings and substantial dividend returns. Churchill has attracted some of the finest companies in their respective fields creating the strength of this captive insurance company. We are proud to be a member of Churchill Casualty, Ltd."
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