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 In the early 1990's when the Group Captive Insurance Market was still in its infancy, The Addis Group had the foresight to embrace this segment of the industry. Our goal was to provide our clients with an alternative approach to risk financing, and a "self insured" style option to the "fully insured" traditional market.
Today, The Addis Group is recognized as one of the leading brokers in the areas of captive and alternative risk programs. Once thought to be a vehicle only for the Fortune 500, The Addis Group programs are available to middle market companies who pay as little as $100,000 per year in Workers Compensation, General Liability, and Automobile total premiums. Our captive programs are already in place for manufacturers, distributors, retailers, service industries, and ambulance service providers.
Being an owner has its advantages. When it comes to insurance, being an owner means having control over a major cost item for your company. Why continue to be at the mercy of hard and soft insurance market swings? Captive ownership means that you determine what your premium will be and your costs are directly tied to your company's own claims performance:
- Captive owners receive a return of 100% of any unused loss funding premium.
- Captive owners earn interest income on their loss funding premium.
- Captive owners have control over their claims handling and loss prevention services.
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